CEO / Co-Founder Linkedout Director FKCC
Saving for tomorrow is important, but so is being able to live comfortably today. As someone who understands the pressure of managing a monthly salary, this proposed EPFO change genuinely concerns me. Increasing the wage ceiling from ₹15,000 to ₹25,000 could mean a higher employee contribution and less take-home salary every month.
₹1,200 may look small on paper, but for a salaried person managing rent, groceries, school fees, EMIs and household expenses, every rupee matters. Over a year, that difference can become ₹14,400 — money that could make a real difference to a family’s monthly budget.
Retirement security matters, but financial security should not come at the cost of today’s needs. Working people deserve a system that protects their future while also respecting the realities of their present.
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